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Business Travel Management — Travel Tips In A Terrorist World

The trick to successful and stress-free travel is planning ahead. Challenging, though it might seem, your goal is to think of every possible contingency that might come up, and take action before it happens. What will you do if your luggage is lost? If you get sick? If you forget your blue pumps? Being PROACTIVE will reduce the possibility of a serious crisis occurring during your trip.

BUDGETING FOR YOUR TRIP

Travel doesn’t have to break the bank — not if you are willing to plan ahead for your vacation spending. Decide first how much you can AFFORD, then make your travel plans. Start searching early for travel deals — talk to your travel agent, look for internet specials, and check with travel clubs for discounts. You can find some great bargains in package deals that combine hotel and airfare at a discounted rate.

If vacations tend to get you in trouble on your credit cards, consider starting a savings account just for travel — where you put away a small amount each month toward your next trip. You should also plan to use traveler’s checks instead of credit cards to stay within your budget. It’s amazing how easy it is to go overboard when start handing out the plastic! And be sure to keep track of how much you actually spend — as compared to your budget — throughout the trip. You might keep a small pad of paper with you for recording expenses and tallying up your total for each day. Scentopia singapore

If you can’t seem to make it happen on your budget, consider COMPROMISING on lower priority expenses in exchange for the higher priority ones. When my husband and I travel, we are always willing to stay in a budget hotel so we can afford to eat out and attend cultural events. We decided that expensive hotels are wasted on us because we spend very little time in our room, and we would rather spend our money elsewhere. Where are you willing to trade off?

PACKING MADE EASY

Have you ever been away from home and suddenly realized that you forgot your toothbrush, your shoes, or your bathing suit? Having to rush around replacing items that you left behind not only wastes time and money, it also reduces your enjoyment of the trip. And sometimes, you might forget an item that isn’t so easily replaced — like your checkbook or the report you were supposed to present at tomorrow’s meeting. But you can save yourself a lot of heartache by taking the guesswork out of packing.

Start by developing PACKING LISTS for both short-term travel (from one to three days) and longer trips. You can even create different lists for different kinds of travel — camping, business, foreign travel, trips to the beach, cold-weather travel, etc. Try to include any and all generic items that you might need — clothes, toiletries, alarm clock, night light, whatever you like to take with you. Then use these lists as memory-joggers as you are packing for each trip. You can also cut down on the time you spend preparing for travel by keeping a “pre-packed” toiletry bag with duplicates of the items you use in your home. Fill your kit with samples of shampoo, soap, lotion, cosmetics, toothpaste, and shaving cream — even miniature toothbrushes and razors. These travel-sized items take up less room in your suitcase, and you will be less likely to leave something important behind.

And don’t forget your important documents – especially if you are travelling overseas. You should plan to bring proof of citizenship, an official government photo identification (driver’s license or military ID is fine), a state-issued birth certificate with a raised seal, and a passport. Remember that children and infants are also required to have a state-issued birth certificate for travel.

LESS IS MORE

If you can get away with it, try not to check your luggage. I purchased a very roomy pullman carry on that will accommodate up to a week’s worth of clothes — that way, I never have to be concerned about losing my bags. If you pack “mix-and-match” outfits and plan to do some washing along the way, you don’t need 15 different outfits for a one-week trip. And if you have to check a piece, be sure to keep those items you couldn’t live without in your carry on — toiletries, a change of clothes, clean underwear, medications, maps, travel confirmations, and any materials you might need for an upcoming business meeting. But try to take no more than one medium-sized and one carry on bag per person. Remember, you can always remedy underpacking, but not OVERPACKING! However heavy your suitcase is when you start out, it will be twice as heavy when you come home.

If you plan to do any shopping while on your trip, you may decide to bring along an extra bag for carrying your purchases home. Put your filled suitcase inside a slightly larger empty one — or, get a collapsible tote that will take up very little space in your bag. But the easiest option (although perhaps not the cheapest) is to have each store ship your treasures directly to your home. This is an especially good policy if you are bringing home anything large or bulky on a plane, as the airlines often charge extra for oversized parcels. And each bag you have to lug around limits your transportation options. Heavy suitcases mean cabs and porters and inconvenience and fatigue — while a light suitcase equals travel freedom.

PROTECT YOURSELF AND YOUR BELONGINGS

While no one wants to be paranoid about their safety when travelling, it’s a good idea to err on the side of caution when planning your trip. So let’s start with your “stuff” — list the contents of each piece of luggage and keep your list close at hand anytime your bags are out of your sight. This will save you a great deal of frustration if your bags are lost and you have to file a claim or replace your belongings. And don’t forget to mark your luggage for easy retrieval — all those black pullmans are starting to look alike, and it’s easy for someone else to pick up your bag.

While you are making lists, create a WRITTEN RECORD of your credit card numbers, traveler’s checks, medical insurance, emergency phone numbers, and other important information to take with you when you travel. And always keep this information hidden away someplace secure — a hotel safe deposit box is a good choice — where you can easily access it if you need it. Do not — I repeat do not — keep this record in your purse or wallet. Think about it. Those are the first things a thief will take — if you keep your list with the credit cards and traveler’s checks, it doesn’t help much when they are stolen. You are better off sticking it in your shoe (as long as your feet don’t sweat a lot!)

Finally, be sure to have a POINT OF CONTACT at home — someone who knows where you are and how to reach you. Make sure to give this person any information that could be important in the event of an emergency — the phone number and address where you are staying, the code to your alarm system, your doctor’s name, etc. It will ease your mind to know that you can be contacted if something goes wrong at home — and that you have someone who can act on your behalf if something goes awry on your end.

KEEPING YOUR HOUSE SAFE

Nothing can ruin a fabulous vacation more than worrying about your home while you are gone. But a few simple precautions can help ease your mind and keep your domicile safe. Before you leave, let the police or a very trusted neighbor know you will be gone — especially if you are planning a lengthy trip. Nothing says “not home” more than a pile of newspapers in your driveway or magazines pouring out of your mailbox — so stop your mail and newspaper delivery or have neighbor collect them. Investing in timers for your lights, radios, etc, — and setting them to go on and off at random times during the day – will make your home look lived in and keep burglars away. And if you still aren’t comfortable abandoning your home, hire a housesitter.

INSURE YOUR TRIP

One thing that very few people remember to do before leaving home is review their insurance policies. This is particularly important if you are travelling overseas. First, make sure that you have the proper personal liability coverage. This is meant to insure the loss or theft of your personal possessions, injury (to yourself or someone else), your legal defense (other countries don’t operate like the US — remember that kid in Singapore who was caned?), and the repatriation of your remains should you die overseas (not a nice thought, but it does happen). Check with your insurance carriers — your homeowner’s policy may include coverage for your possessions while away from home, and your credit card company probably offers inexpensive life insurance.

If you plan to operate a vehicle while on your trip, check to see what your automobile insurance covers. If you are in an accident in a rented car, what is paid for? Are you covered if you are in an accident overseas? Are there any hidden costs that you will be expected to pay? You should also familiarize yourself with your MEDICAL insurance. What actions does your insurance company require if you become ill or injured while out of state? Out of the country?

If you are taking a package tour or an expensive trip, if you will be visiting a dangerous or unpredictable parts of the world, or if you have a personal or medical situation that might disrupt your travels, you should also consider trip cancellation and interruption insurance. This type of coverage can protect you in case of bad weather (ie: a cruise cancelled because of a hurricane), illness, family emergency, and even the default or bankruptcy of your travel suppliers. But remember that certain situations — like pre-existing medical conditions, terrorism, hijacking, and war — can void your trip cancellation coverage. Make sure that you clearly understand all of the terms, requirements, and EXCLUSIONS before you purchase your insurance. Does it only cover situations when someone in your party gets sick, or if someone at home gets sick as well? When does your coverage start and end? Does “medical evacuation” mean that you are evacuated to the nearest medical facility or back home? You might want to contact the insurance company yourself, as many travel agents may not understand all the terms of your policy. Don’t assume that anything is covered until you check it out for yourself.

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Taking a Gamble When Trading

Taking a gamble when trading is always fun, it satisfies your urges to strike it rich with one trade. Just remember to not over gamble. Keeping your gambling managed is something everyone needs to do.

So what do I mean by gambling? Well you know those times when a stock has gone from $50 to $.20 and you think they will recover. You remember when you found a strong stock that you believe will shoot up far when its earnings are announced and that far out of the money call is only $.15.

That is gambling. It is when you are throwing your money away in search of huge unspeakable gains. Now there is nothing wrong with gambling in the stock market as long as it doesn’t become a habit, and you manage your risk.

Let us take the managing your risk issue first. When you trade you should already be using proper risk management. By that I mean you should never be risking any more then 2-5% of your account on any one trade.

If you are going for the gamble you probably want to cut that level down even lower. For instance if you normally risk 2% of your account on one trade you might not want to risk any more than .5% of your account for a gamble. Remember you assume you will lose all money you gamble with.

Another way you can determine how much you should gamble with is by simply asking yourself, how much am I comfortable throwing away. If .5% of your account is $300 but you are only willing to lose $100 on a gamble, do not trade more than $100. Toss the $100 away, assume it is gone but hope it comes back to you as $10,000. sbobet

Also you should never get carried away with gambling in trading. That is not a good trading strategy. You should only take a big risk once or twice a year, or whenever you find those big rewards that are too hard to throw away. But any gambling you make as a trader should be small and far apart.

If you are gambling every other trade or even one out of ten trades you are gambling too much. I’ll say it again gambling is not a good trading strategy, but it can be fun every now and then.

 

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Offline Gambling: For Richer or Poorer

Gambling is very popular, from way back when, and more so today. It is a scam itself. In fact the oldest form known. Not only a scam, but very deceptive. Statistics show that about six percent of adults that are involved in gambling are severely addicted to such a “past time” as they call it. People who are hooked on gambling have the urge to bet on almost anything. From horses, cards, and the casino. The number doesn’t end there. It continues to expand.

Casino scams are everywhere. High payouts and promising winnings are put up in huge slogans thereby attracting people who want to earn money the fast, easy and enjoyable way. A fact is gamblers waste a lot of their time, in the hope of winning. So they don’t give up easily.

Studies show that gambling problems can easily occur in individuals with no self control. It is necessary for one to identify if he has problems, so it can be identified and acted upon promptly.

Here are some questions one should ask to detect if there is a problem:

* After gambling, when you lose money, be it a small or a large amount, do regret it, or feel resentment?

* When you win, do you have a strong desire to win more, therefore you want to go back?

* When you lose, do you feel a need to go back very soon?

* Do you spend a lot of time gambling, usually longer than what you planned?

*If you have problems, do you gamble to forget them?

* Are you spending more time gambling than with work?

*Do you not stop until your very last dollar is taken up?

*Do arguments take place between you and your family as a result of your need to gamble?

*To finance your gambling, do you borrow money from friends or associates?

Gambling addiction can be destructive. Family, friends and your reputation are at risk. It is a condition often times ignored. There are escape gamblers that affect seventy five percent of women from their thirties and up. Usually the reasons for gambling is to escape from the emotional pain that they are in, being bored, lonely, depressed or that they make gambling their hobby or past time. These types of addiction can be cured in three to six months. UFABET

The action gambler is much more difficult to deal. Most are men, where gambling for them creates ecstasy like a drug addition. This is much harder to cure, since the individual will deny the fact, when confronted. They will typically not stop until left with nothing, financially.

As gambling creates a lot of scams, it is a fact that still more and more are drawn to it. The primary reason is to win a huge amount of money. But then comes in the most lethal of reasons — that of feeling a certain euphoria. Scams or no scams, an individual still continues to gamble and is a reason why offline gambling still thrives today.

 

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Gambling Poker – 3 Main Types of Poker Betting Systems

Poker is known as a Classic American Game with many different ways to play. These days, there are a plethora of different Poker Games you can play. However everything points back to one dynamic – You can preparing to get involved with Gambling Poker. People that get involved with Gambling Poker are Poker Players who want to play for a living and not just as a part time hobby or weekend pastime. Gambling Poker Players put their money where their mouth is.

When you play this game, especially if you are just starting out, don’t put up so much at first. Set a budget and stick with it. You don’t want to fall victim like so many others of playing so much you can’t figure out how to get your rent paid next month.

Also make sure when you start playing Gambling Poker to not drink before or during a game and if you start feeling tired to just walk away from the table. If you drink or play while you are tired you won’t be able to focus much on the game itself. This game requires a lot of skill and luck won’t usually get you there. Remember that if you do win, that is the best time to walk away from the table. You should never gamble your winnings in the hope of winning more.

When you play Gambling Poker you need to have a thorough understanding of how the betting system actually works. If you are not familiar with the system it could put you at a serious disadvantage. The only exception to this rule is if you are playing for fun and could care less if you lose. There are a variety of betting system they use in this game. สูตรสล็อตฟรี
Some are rudimentary and some are very arduous.

1.) Progressive Betting System

The Progressive Betting System is probably the most mainstream. Whenever a player wins using this system, they end up increasing their bet incrementally each game. This game doesn’t cost as much to get started. And if you are on a winning streak you usually keep playing the house for more and more based on your winnings.

 

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Public Relations for Gambling Casinos

Many people decry gambling casinos because they say it brings in crime and it fosters the criminal element. Many people are upset with gambling casinos because so many individuals who cannot control their addiction will lose all their money and end up homeless on the streets. Many people will say that these factors cause more hardship than good in our society and civilization. Whereas most of this is true in some regards one must also look at the aspect of the huge number of people that are brought in due to gambling casinos.

The gambling casinos bring in huge amounts of revenue into the city, which also helps small business people and provides tremendous numbers of people a good job. Additionally, many state and government agencies receive quite a bit of money in tax revenue from the gambling casinos. This helps pay for services that the Government provides this in a sense that normally would not be able to do. สล็อตเครดิตฟรี

A strong public relations campaign is needed for gambling casinos to educate the public to all the facts and also to remind them that with the huge number of people coming into the city there is going to be a little bit of increased crime just like there is more crime and a local regional mall.

The human species seems to have issues with gambling and it seems to be an innate characteristic of mankind. If people are not gambling in casinos they may be doing other gambling and risky behavior, which could cause injury or death. All these things must be taken into consideration when considering gambling casinos and a good public relations strategy should point these out. Please consider all this in 2006.

 

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Online Bingo As an Effective Way of Gambling

Gambling is a hobby that cannot be ignored and make you a total addict. Gamblers, as what we call them, enjoys every moment of gambling in any ways. Either they lose their entire bank account or win every gold pots of the games.

Gambling offers us a different kind of game that doesn’t include playing cards and roulette tables, but quite an addictive one. It is the Online Bingo. You can spend most of your time playing this game without stopping for your meals or for you to take a pee. Because every stopping might be your chance to win. Every skipped game might be your lucky game.

Online bingo players can win big time if they only knew the right techniques. They didn’t play Bingo or spend their money for nothing. They are playing because the want to win. They want to double what they had invest on that game. That is gambling. Gambling is an investment where you want to withdraw double, triple or even doubling the triple.

It is easier to understand the rules of Online Bingo. It is easier to play. Easier to adapt. It can double the fun and excitement, specially when you win. Of course, these gamblers won’t play Online Bingo if they never had the chance to win. In Online Bingo, a context on a statement like “the more, the merrier” is such a fallacy. You are playing with other people not as a friend but as a competitor. You are competing on withdrawing the jackpot. It is better to play on a room where the numbers of players are only twenty-five or less. That way, you’re chances of winning is good. Another one is, “no man is an island”, this one is true in Online Bingo. Learn how to gamble using your ability to connect with people. Chat to other players. Study them well. Ask the numbers of cards they have. Ask the numbers of gamblers playing for him. So, you can buy as many cards as they have. Or better yet, buy cards that is above the number of their cards. Remember that your luck in Bingo also depends on your cards. Instead of worrying in losing, worry on how you will spend the jackpot. You have a lot of cards, right? So why worry?

Even in the old way of Bingo, they do the same way. For example, in Race-to-8, if there’s a lot of player, some will skip the game, because the chances of winning in this kind of game is not as good as your chances in winning on the blackout game. y8

Next is to advertise the site where you invested an account. Invite some of your friends that plays bingo to try playing online bingo. Say like, it is cheaper, much affordable and much enjoyable. Advertising that site will make you as their favorite all time player and credit some bonuses to your account. Specially if they will invest and make an account too. A 25% deposit bonus is such a big help. It can increase your maintaining balance. And because of that, you can now increase the number of cards you used to buy. And win.

One fact is, in every gambling, or in Online Bingo, never think of negative things like losing. That is a bad aura. And you might end up on that situation. Think of Online Bingo as an effective way to gamble. An effective tool to enjoy your hobby. An effective way to make your money grow. A good way of investment. You are playing to win. You are gambling because of winning.

 

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Turning the Odds in Your Favor When Gambling Online

So you want to beat the casino at their own game, you want so desperately to figure out a way to turn the odds in your favor when gambling online, well you are not alone, you and thousands of other online casino gamblers are thinking this very same thing. Maybe there’s no sure way of turning the odds in your favor when gambling online, but there are some online gambling strategies that you can practice to ensure that you are a winner, not necessarily the next online casino millionaire, but a winner nevertheless.

The first step to turning the odds in your favor when gambling online is to have a good strategy practice in place. Play games that you are familiar with, those that you understand, keep in mind that beginners luck may or may not appear and if it does it can only take you so far. Also start at the bottom, choose games that require the minimum number of coins but have a relatively good jackpot. Your cash flow will go a much longer way if you minimize your spending, plus you will get more game time. As you get more confident you can move up to the next higher paying game and so on.

Carefully examine the options of each game you intent to play, weigh the pros and cons of each game, know what the odds are, and work out a strategy to beat the odds and become a winner. If you are one of those people who likes everything to be done the easy way, then you are in luck, there are some excellent websites that do intensive research on online gambling games, and suggest various strategies to help you turn the odds in your favor when gambling online. It would be worth your while to give them a try, who knows you might become the newest online casino millionaire. y8

Gambling and this includes online gambling as well, is similar to those lottery tickets you purchase, it’s taking a chance and hoping for the best, and if possible having a little fun. The real culprit responsible for you winning any kind of game whether it’s online casino gambling, purchasing a lottery ticket, or playing at the regular land casinos, is “LUCK”, yep folks luck is all it takes to turn the odds in your favor when gambling online or gambling in the regular land casinos. Let’s just hope lady luck is on your side. Good Luck.

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Macedonia Casinos

It seems that these days there are casinos and gambling opportunities no matter where you go and Macedonia is no exception to this rule! There are several Macedonia casinos that tourists, as well as residents, enjoy visiting and having a good time playing classic casino games as well as some of the newer variants. Macedonia casinos provide all the fun and excitement you would expect from a casino anywhere in the world.

There are a number of well-known casinos in Macedonia including the Apollonia Casino and Hotel Jugo in Gevgelija, Casino 23 – Bristol Hotel in Skopje, Casino Dojran in Dojran, Hotel and Casino Metropol in Ohrid, Le Grand Casino – Holiday Inn Hotel in Skopje, Le Grand Casino – Hotel Epinal in Bitola, and Viva Casino Continental Hotel in Skopje. All the casinos offer something a bit different, but you can rest assured that even if you do not speak the language, you will enjoy visiting these casinos and having the chance to play your favorite casino games! A casino is a casino, and while you may need to learn the specifics of the variants of each game, you will recognize all your favorite games in an instant. บาคาร่า1688

If you are visiting an area of the county that does not have one of the listed Macedonia casinos, that doesn’t mean that you cannot enjoy the casino games that you have come to love. If you are just visiting, you can stay in a hotel that offers you Internet access, where you can get online and enjoy all your favorite games. Since Macedonia casinos tend to be quite spread out, a good deal of the people that live there visit online casinos anyway. Not only do some people have to get online if they want to visit a casino, it’s simply a more convenient way to play poker, roulette, slots, or any of your favorite casino games.

Macedonia casinos are like casinos all over the world, offering all the familiar casino games that are known the world over. The local casinos not only cater to the residents of the area, but they also cater to tourists by offering all the popular international games. Variations of poker, roulette, blackjack, and slot games can be found in all the Macedonia casinos for the express purpose of appealing to a wide consumer base, so people everywhere will come, play, and have a great time.